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Keswick Property Taxes

The Short Answer

How much is property tax on a Keswick home?

It depends on the county. In 2026, Albemarle charges $0.894 per $100 of assessed value, Fluvanna $0.755 and Louisa $0.72, so a home assessed at $1 million pays $8,940, $7,550 or $7,200 a year. Most of Keswick, including Glenmore, Keswick Estate and Hunt Country, is in Albemarle: 200 of the 236 home sales from June 2024 to August 2026 (CAAR MLS).

The formula: assessed value ÷ 100 × the county rate. The assessment is the county's estimate of value, not the price you paid.

Rates by area

How much property tax does a home in each Keswick area pay?

In 2026, Albemarle charges $0.894 per $100 of assessed value, Fluvanna $0.755 and Louisa $0.72. At those rates, a home assessed at its area's median sale from June 2024 to August 2026 would pay about $3,800 a year on the Fluvanna side and about $21,900 for a $1M+ Hunt Country estate, before any land use savings. These are Town Lux estimates; the county's assessment sets the real bill.

AreaRate per $100Home price usedEstimated tax a year
Keswick Hall & EstateAlbemarle County $0.894 $2.49Mmedian sale ≈ $22,200
Hunt CountryAlbemarle County $0.894 $2.45Mmedian sale ≈ $21,900
GlenmoreAlbemarle County $0.894 $1.11Mmedian sale ≈ $9,900
Louisa sideLouisa County $0.72 $655Kmedian sale ≈ $4,700
Rivanna VillageAlbemarle County $0.894 $457Kmedian sale ≈ $4,100
Fluvanna sideFluvanna County $0.755 $500Kmedian sale ≈ $3,800

Sources: Albemarle County tax rates; Albemarle County due dates; Louisa County rates and calendar; Fluvanna County rates; Fluvanna Review, Apr 2026 (FY27 rate $0.755); Fluvanna County Treasurer, payment schedule; CAAR MLS closed sales via Town Lux, June 2024 – August 2026.

10-year history

How has Albemarle's property tax rate changed over the past 10 years?

Albemarle's rate was $0.839 in 2016 and is $0.894 in 2026. Bills rose faster than the rate because assessments rose every year, including 13.46% in 2023 and 6.17% in 2026.

Albemarle's real estate rate per $100 of assessed value. Bars start at $0.80 to show the change.

Assessed values rose every year
8.32%2022
13.46%2023
4.07%2024
5.1%2025
6.17%2026

Sources: Virginia Department of Taxation local tax rate surveys, 2016–2024; Albemarle County (2025); Albemarle County tax rates (2026); Crozet Gazette, Jan 2022 (8.32%); Information Charlottesville, Jan 2023 (13.46%); Information Charlottesville, Jan 2024 (4.07%); Crozet Gazette, Mar 2025 (5.1%); Crozet Gazette, Jun 2025 ($0.894 adopted); Information Charlottesville. The 2019 and 2020 state surveys print the rate rounded to $0.85. Bars start at $0.80 to show the change.

Is it high?

Is Keswick's property tax high?

Not by Virginia standards. The effective property tax rate, the share of a home's value paid in property tax each year, is 0.63% to 0.73% in the three Keswick counties. That is below the Virginia average of 0.78% and well below Fairfax (0.95%) and Arlington (0.85%), according to the Tax Foundation's 2026 county table, which uses 2024 Census data.

Effective property tax rate · share of home value paid a yearKeswick countiesNorthern Virginia
FairfaxNorthern Virginia
0.95%
ArlingtonNorthern Virginia
0.85%
AlbemarleMost of Keswick
0.73%
FluvannaFluvanna side
0.65%
LouisaLouisa side
0.63%

Effective rate = property tax paid as a share of home value, as published by the Tax Foundation (Property Taxes by State and County, 2026) from the Census Bureau's American Community Survey, 2020–2024 five-year estimates. Unlike the posted rate, it reflects how each county assesses homes. Virginia average: 0.78%.

Sources: Tax Foundation, Property Taxes by State and County, 2026 (2024 five-year data); Tax Foundation, Virginia; Louisa County assessment FAQ.

Assessments

How do Keswick's counties assess home values?

Albemarle reassesses every year; its values have risen 13 years in a row, and the 2026 reassessment added 6.17% county-wide and 7.1% to 7.5% for rural land of 20 acres or more. Louisa updates values from county sales and visits each property on a five-year rotation. Fluvanna's 2025 general reassessment raised total assessed value about 22.5%. Your bill can rise even when the rate doesn't.

How to check and challenge your assessment

  1. 1
    Find your assessment
    Albemarle
    The county's GIS Viewer.
    Louisa
    LouisaCounty.gov, then Online Tools, then Assessments.
    Fluvanna
    Your reassessment notice.
  2. 2
    Ask for a review

    Bring documented reasons the value is wrong.

    Albemarle
    Administrative review form (due March 2 in 2026).
    Louisa
    The Assessor's Office, before its deadline; a field visit follows.
    Fluvanna
    The appraisal firm named on your notice, by its deadline.
  3. 3
    Appeal to the Board of Equalization

    The owner must show the value is wrong (Va. Code § 58.1-3379).

    Albemarle
    Apply by March 30 in 2026, or 30 days after the review result if later.
    Louisa
    The county's Board of Equalization hears appeals.
    Fluvanna
    Book a Board appointment after the firm's deadline.

Sources: Crozet Gazette, Jan 2022 (county assessor: "We reassess all properties every year"); Information Charlottesville, Jan 2026; Louisa County assessment FAQ; Fluvanna Review, Apr 2025 (22.5%); Fluvanna Review, Jan 2025; Louisa County, assessment FAQs (lookup and appeals); Fluvanna County, reassessment notices and FAQs (2025); Va. Code § 58.1-3379.

Bills & escrow

When are Keswick property tax bills due?

Albemarle bills in two halves, due June 25 and December 5, and Fluvanna's halves are due June 5 and December 5. Louisa's bills are due December 5. Most buyers with a mortgage pay through escrow, and at closing the year's tax is split between buyer and seller by the day.

AlbemarleTwo halves
Jun 25Dec 5
FluvannaTwo halves
Jun 5Dec 5
LouisaOne bill
Dec 5
With a mortgageUsually paid through escrow

The lender collects a monthly share with your payment and pays the county for you.

At closingSplit by the day

Buyer and seller each pay for the part of the year they own the home.

Sources: Albemarle County due dates; Fluvanna County Treasurer; Louisa County real estate; CFPB, escrow accounts; Virginia REALTORS Residential Contract of Purchase, Form 600 (rev. 06/2024), taxes prorated as of settlement.

Car tax

What is the car tax in Keswick?

Virginia counties tax cars and trucks every year, based on their value. The 2026 rates are $4.28 per $100 of value in Albemarle, $4.10 in Fluvanna and $2.07 in Louisa, and a state program reduces the tax on the first $20,000 of a personal vehicle's value.

Louisa$2.07 per $100 (2026)
Fluvanna$4.10 per $100 (2026)

Plus a $33 vehicle license fee.

Albemarle$4.28 per $100 (2026)

License fee $40.75 for vehicles up to 4,000 lb, $45.75 above.

State reliefReduces tax on the first $20,000

Of a personal-use vehicle's value, under the Personal Property Tax Relief Act.

Sources: Albemarle County tax rates; Albemarle County personal property; Louisa County rates; Fluvanna County rates; Fluvanna Review, Apr 2026 (vehicle rate unchanged at $4.10); Fluvanna Treasurer, county decals ($33); Va. Code § 58.1-3524.

Relief

Is there property tax relief for older Keswick homeowners?

Yes. All three Keswick counties offer real estate tax relief to owners who are 65 or older or permanently disabled, with income and net-worth limits. Albemarle's are the highest in 2026: household income up to $97,650 and net worth up to $312,000. Louisa caps relief at $3,000, and Fluvanna's limits are the lowest.

AlbemarleIncome up to $97,650; net worth up to $312,000

Tax year 2026, per county ordinance. Relief is 100%, 75% or 50% of the tax, depending on income.

LouisaIncome up to $55,000; net worth up to $200,000

Not counting the home and first 10 acres. Relief capped at $3,000. Income limit raised from $50,000 in May 2026.

FluvannaIncome under $50,000; net worth under $160,000

Not counting the home and five acres. Apply January 1 to March 31.

Sources: Albemarle County ordinance (tax year 2026); Charlottesville Tomorrow (Albemarle relief tiers); Louisa County real estate; Louisa County, May 6, 2026; Fluvanna County Commissioner of the Revenue.

Quick Answers

Keswick property taxes, answered

What is the property tax rate in Keswick, VA?
It depends on the county. For 2026, Albemarle's rate is $0.894 per $100 of assessed value, Fluvanna's $0.755 and Louisa's $0.72. Most Keswick addresses, including Glenmore, Keswick Estate and Hunt Country, are in Albemarle.
How much is property tax on a $1 million home in Keswick?
About $8,940 a year in Albemarle, $7,550 in Fluvanna and $7,200 in Louisa, if the county assesses the home at $1 million.
How often does Albemarle County reassess homes?
Every year. The 2026 reassessment raised values 6.17% county-wide, the 13th straight annual increase.

Written by Josh Keeton, Town Lux

Sold prices come from CAAR MLS; every other figure names its source and date where it appears. When a number is too thin to trust, the page says so instead of rounding it into a headline.

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