- Golf
- Full Cry, one of the last 18-hole courses designed by Pete DyeOpen to Keswick Club members and guests of Keswick Hall.
- Tennis
- Seven courts, two of them red clay
- Pool
- The heated, adults-only Horizon Pool, open year-round
- Fitness & dining
- A Technogym fitness center with weekly classes; the members' Club Grill, open daily from noon
- Pricing
- Not publishedMembership office: 434.923.4355.
Cost of Living
Cost of Living in Keswick
The Short Answer
What does it cost to live in Keswick?
In Keswick's $1M+ areas, the median sale from June 2024 to August 2026 ran from $1.11 million in Glenmore to $2.45 million for a $1M+ Hunt Country estate, and every Keswick Estate sale was $1.7 million or more. The same ZIP also has homes near $457,000, the Rivanna Village median. On top of the price come county property tax, owners' association dues in Glenmore and Keswick Estate, and the running costs of land.
A Keswick address can sit in Albemarle, Louisa or Fluvanna County, and each sets its own tax rate. Check the county for the exact address.
Housing
How much do homes cost in each part of Keswick?
Keswick home prices depend on the area. From June 2024 to August 2026, the median sale ran from $457,000 in Rivanna Village to $2.45 million for $1M+ Hunt Country estates, and single sales ran from $335,000 on the Fluvanna side to $19 million in Hunt Country (CAAR MLS). A single ZIP-wide median of $799,500 across that spread describes almost none of Keswick.
Hunt CountryAlbemarle · $1M+ estates
Median $2.45M
Full range $1.24M–$19M · 15 sales
Full range $1.24M–$19M · 15 sales
$1.51M–$4.13Mmedian $2.45M · 15 sales
Keswick Hall & EstateAlbemarle
Median $2.49M
Full range $1.7M–$3.15M · all 5 sales
Full range $1.7M–$3.15M · all 5 sales
$1.7M–$3.15Mall 5 sales
GlenmoreAlbemarle
Median $1.11M
Full range $450K–$2.35M · 98 sales
Full range $450K–$2.35M · 98 sales
$905K–$1.36Mmedian $1.11M · 98 sales
Louisa sideLouisa County
Median $655K
Full range $540K–$1.83M · 25 sales
Full range $540K–$1.83M · 25 sales
$599K–$800Kmedian $655K · 25 sales
Fluvanna sideFluvanna County
Median $500K
Full range $335K–$618K · 11 sales
Full range $335K–$618K · 11 sales
$465K–$578Kmedian $500K · 11 sales
Rivanna VillageAlbemarle
Median $457K
Full range $375K–$745K · 41 sales
Full range $375K–$745K · 41 sales
$425K–$540Kmedian $457K · 41 sales
Updated September 2026 · Source: CAAR MLS via Town Lux analysis
Property taxes
What are property taxes in each part of Keswick?
Property tax in Keswick depends on the county and the home's value. At 2026 rates, a home assessed at its area's median sale would pay about $3,800 a year on the Fluvanna side and about $21,900 in Hunt Country, before any land use savings. Those are Town Lux estimates, charted by area below.
Albemarle County
$0.894
per $100 of assessed value, 2026
Keswick areasGlenmore, Keswick Hall & Estate, Hunt Country, Rivanna Village
Bills dueJune 25 and Dec 5
Louisa County
$0.72
per $100 of assessed value, 2026
Keswick areasLouisa side
Bills dueDec 5
Fluvanna County
$0.755
per $100 of assessed value, 2026
Keswick areasFluvanna side
Bills dueJune 5 and Dec 5
Sources: Albemarle County tax rates; Albemarle County due dates; Louisa County rates and calendar; Fluvanna County rates; Fluvanna Review, Apr 2026 (FY27 rate $0.755); Fluvanna County Treasurer, payment schedule. Estimates use CAAR MLS closed sales, June 2024 – August 2026.
Albemarle's rate, 2016–2026
Albemarle's rate was $0.839 in 2016 and is $0.894 in 2026. Bills rose faster than the rate because assessments rose every year, including 13.46% in 2023 and 6.17% in 2026.
.8392016
.8392017
.8392018
.8542019
.8542020
.8542021
.8542022
.8542023
.8542024
.8942025
.8942026
Sources: Virginia Department of Taxation local tax rate surveys, 2016–2024; Albemarle County (2025); Albemarle County tax rates (2026); Crozet Gazette, Jan 2022 (8.32%); Information Charlottesville, Jan 2023 (13.46%); Information Charlottesville, Jan 2024 (4.07%); Crozet Gazette, Mar 2025 (5.1%); Crozet Gazette, Jun 2025 ($0.894 adopted); Information Charlottesville. The 2019 and 2020 state surveys print the rate rounded to $0.85. Bars start at $0.80 to show the change.
Association dues
Which Keswick homes pay HOA dues?
Glenmore and Keswick Estate each have an owners' association. Glenmore homes pay the Glenmore Community Association, and three sections, Bremerton Cottages, Glenmore Highlands and Scottish Homes, have a second association with its own dues on top. Neither Glenmore's nor Keswick Estate's association posts its current dues publicly (checked September 2026), so the reliable figure comes from the resale certificate the seller must provide.
GlenmoreGlenmore Community Association
Bremerton Cottages, Glenmore Highlands and Scottish Homes add a second association; Scottish Homes' dues cover lawn service only.
Keswick EstateKeswick Estate Owners' Association
Its Design Review Board approves new homes and exterior changes; application fees run from $125 for landscaping plans to $500 for new-home plans (2021 guidelines).
Clubs
What do Keswick's clubs offer, and what do they cost?
Three private clubs serve Keswick. Keswick Hall's Keswick Club is built around Pete Dye's Full Cry golf course; The Club at Glenmore sits inside Glenmore's gates but takes members who live outside them; and the Keswick Hunt Club has organized foxhunting here since 1896. None of the three publishes membership prices (checked September 2026), so ask each club directly.
Glenmore
The Club at Glenmore
A private club inside Glenmore's gates; members need not live within them.
- Golf
- 18 holes, par 72, designed by John LaFoy; established 1992
- Memberships
- Full/Golf, Sports and SocialFull adds unlimited golf to Sports; Sports adds racquets, 24-hour fitness and limited golf to Social; Social covers aquatics and dining.
- Racquets
- 9 Har-Tru and 3 hard tennis courts, 6 pickleball, 2 platform tennis
- Pricing
- Not publishedmembership@theclubatglenmore.com · 434.817.0506.
- Hunting
- Monday, Wednesday and Saturday, September to MarchAcross Albemarle, Louisa, Orange and Madison counties.
- Members
- Over 200The club also welcomes invited guests and junior riders to its hunts.
- 2026 dates
- Horse Show October 3 · hunter pace October 4 · opening meet October 17
- Tradition
- The Blessing of the Hounds at Grace Episcopal Church each Thanksgiving
- Pricing
- Not publishedMembers pay dues online. Club office: 434-296-9405.
Insurance
What does homeowners insurance cost in Keswick?
Homeowners insurance is priced on what it would cost to rebuild the house, not on the sale price, so a large estate's premium can be far below what its price suggests. No published figure reliably covers Keswick homes, so get quotes for the specific property.
How much coverageAt least 80% of the home's replacement cost
Virginia Bureau of Insurance guidance for dwelling limits.
Farms, horses, outbuildingsQuoted individually
Farm, equine liability and high-value policies aren't published.
FloodCheck the FEMA flood map
Lots near the Rivanna River deserve a flood-zone check.
Horses & land
What does it cost to keep horses and land in Keswick?
Keeping horses and land in Keswick means fencing, hay, horse care and land upkeep, and most of it is quoted job by job. The one published Virginia benchmark is hay: good orchardgrass averaged $4.37 a small square bale and $62.97 a large round bale in 2025 at the Harrisonburg market (VDACS). For a fuller breakdown, see what a horse farm costs.
Hay$4.37 a small square bale; $62.97 a large round
Good orchardgrass, 2025 Virginia annual averages, FOB Harrisonburg (VDACS). Delivered prices run higher.
Fencing and land workQuoted per job
Get fencing, mowing and farm-road work priced for the specific property.
Sources: VDACS annual hay prices.
Other taxes
What other taxes do Keswick residents pay?
Beyond property tax, Keswick residents pay a yearly county tax on vehicles, Virginia's 5.3% sales tax (1% on groceries) and state income tax of 2% to 5.75%. Car tax is where the three counties differ most: $2.07 per $100 of value in Louisa, $4.10 in Fluvanna and $4.28 in Albemarle (2026).
Car taxAlbemarle $4.28 · Louisa $2.07 · Fluvanna $4.10 per $100 of value (2026)
A state program reduces the tax on the first $20,000 of a personal vehicle's value (Va. Code § 58.1-3524).
Sales tax5.3%; 1% on groceries
The same in all three counties.
State income tax2% to 5.75%
The top rate applies above $17,000 of taxable income.
Go deeper
Keswick costs, in depth
Property tax
Keswick property taxes
Rates in all three counties, ten years of Albemarle history, when bills are due, and the effective rate.
Read the guide → LandLand use taxation and easements
How estate land is taxed at farm value, what rollback taxes cost, and how conservation easements work.
Read the guide → HorsesWhat a horse farm costs
Estate prices, Virginia hay prices, pasture rent and land use tax rules, plus the costs you'll need quoted.
Read the guide →Quick Answers
Keswick costs, answered
What is the property tax rate in Keswick, VA?
It depends on the county. Albemarle County's 2026 rate is $0.894 per $100 of assessed value. Parts of the Keswick ZIP code lie in Louisa County ($0.72) and Fluvanna County ($0.755).
What is the median home price in Keswick?
Across every home sale in the 22947 ZIP from June 2024 to August 2026, the median was $799,500, but that figure describes almost none of Keswick. Area medians ran from about $457,000 in Rivanna Village to $2.45 million for $1M+ Hunt Country estates.
Is Keswick expensive to live in?
It depends on which Keswick. From June 2024 to August 2026, typical sales ran from about $457,000 in Rivanna Village to $2.45 million for $1M+ Hunt Country estates. Albemarle's 2026 tax rate is $0.894 per $100, and estate owners also budget for land upkeep and optional club dues.
Does a Keswick Hall club membership come with a Keswick Estate home?
Keswick Hall doesn't say on its club page (checked September 2026), and the Keswick Club doesn't publish membership terms. Ask the seller whether any membership conveys with a specific home, and confirm with the club.
Are there HOA fees in Keswick?
Glenmore and Keswick Estate each have an owners' association, and three Glenmore sections, Bremerton Cottages, Glenmore Highlands and Scottish Homes, add a second one. Neither posts its current dues publicly (checked September 2026), so get the figure from the resale certificate. Elsewhere in the ZIP, check the listing and the deed for an association.
The Keswick Shortlist
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